Terms & Conditions

Effective Date: January 2026
By accessing or using this Website, you agree to these Terms & Conditions.

1. COMPANY INFORMATION

Services are provided by:

FJ Investment Holding Corporation (USA)
Falesia Jovial KLG (Switzerland)

2. USE OF WEBSITE

You agree to use this Website lawfully and not to:
- Provide false or misleading information
- Attempt unauthorized access
- Misuse content or services

3. SERVICES DISCLAIMER

All information on this Website is provided for general consulting and informational purposes only. Nothing constitutes legal, tax, or investment advice unless agreed in writing.

4. INTELLECTUAL PROPERTY

All content, logos, text, and materials are the intellectual property of Falésia Jovial Group. Unauthorized use is prohibited.

5. PAYMENTS & REFUNDS

Payments are processed via Stripe or PayPal.
Refunds are governed by individual service agreements.

6. LIMITATION OF LIABILITY

We are not liable for indirect, incidental, or consequential damages arising from use of this Website.

7. GOVERNING LAW

USA entity: Laws of the State of Delaware
Swiss entity: Laws of Switzerland
Jurisdiction depends on the contracting entity.

8. TERMINATION

We reserve the right to suspend or terminate access for violations of these Terms.

9. CONTACT

Email: support@falesiajovial.com